翻訳と辞書
Words near each other
・ Alternative splicing and transcript diversity database
・ Alternative splicing annotation project
・ Alternative stable state
・ Alternative successions of the English crown
・ Alternative teacher certification
・ Alternative technology
・ Alternative comics
・ Alternative Comics (publisher)
・ Alternative Commercial Crossover
・ Alternative compensation system
・ Alternative complement pathway
・ Alternative country
・ Alternative culture
・ Alternative currency
・ Alternative dance
Alternative data
・ Alternative Democratic Pole
・ Alternative Democratic Reform Party
・ Alternative display facility
・ Alternative dispute resolution
・ Alternative Distribution Alliance
・ Alternative DNS root
・ Alternative Earth Resources
・ Alternative Ecologists
・ Alternative Economic Strategy
・ Alternative education
・ Alternative Education Resource Organization
・ Alternative electronic
・ Alternative employment arrangements
・ Alternative energy


Dictionary Lists
翻訳と辞書 辞書検索 [ 開発暫定版 ]
スポンサード リンク

Alternative data : ウィキペディア英語版
Alternative data
In economic policy, alternative data refers to the inclusion of non-financial payment reporting data in credit files, such as telecom and energy utility payments.
PERC is the primary thought leader in this field, having conducted multiple studies on alternative data. PERC proposes that mainstream lenders use "alternative" or "nontraditional" data, including payment obligations such as rent, gas, electric, insurance, and other recurring obligations to evaluate the risk profile of potential borrowers.
==Types of alternative data==
Alternative data in the broadest sense refers to any non-financial information that can be used to estimate the lending risk of an individual. Information includes:
* Utility bills (such as electricity, gas, and heating oil)
* Telecommunications bills (such as landlines and mobile telephones)
* Rental payments
* Electronic payments (remittances, withdrawals, transfers, etc.)
Research by PERC suggests that utility and telecom payments are most accurate at scoring individuals.〔(Turner, Michael et al. ''Give Credit Where Credit Is Due'', Political and Economic Research Council, p 11 )〕

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
ウィキペディアで「Alternative data」の詳細全文を読む



スポンサード リンク
翻訳と辞書 : 翻訳のためのインターネットリソース

Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.